Essay On Private Health Insurance

The health care insurance is mandatory for all US citizens, and all legal residents in America.

It is considered as an individual responsibility requirement, and those without this insurance are subject to a tax penalty of $750 per year up to a maximum of Additionally, health insurance is very important to every citizen because uninsured people receive less medical care, and with mandatory health insurance, they will be able to receive quality health care.

This will help all people have timely medical attention, and this will improve their health, and prolong their lives.

In addition, many Americans lack any form of medical healthcare insurance, and thus receive less medical care.

The United States passed bill that health insurance should be mandatory in the year 2014.

Under the Patient Protection Affordable Care Act, each person is required to have at least a minimum level of health insurance failure to, the individual will face a penalty. MISSION………………………………………………………………………………………...….11 17. MAIN STRATEGY………………………………………………………………………………....11 18. COLLECTION OF PREMIUMS……………………………………………………………........……18 32. EMPOWERING THE BENEFICIARIES……………………………………………………........…..18 33. PORTABILITY……………………………………………………………………………….........…..19 34. ADVANTAGES OF CASHLESS AND PAPERLESS TRANSACTIONS……………………...........19 35. BENEFICIARIES………………………………………………………………………………….......12 22. SOLUTION OF RESTRICTED BENEFITS PROBLEM……………………………………….........12 23. RATE SHEET FOR OPERATIONS……………………………………………………………..........12 24. EXCLUDED MEDICAL AND SURGICAL SERVICES……………………………………......…...17 25. INCLUDED MEDICAL SERVICES…………………………………………………………......…...17 26. SOLUTION TO THE ACCESS PROBLEM………………………………………………….......…..17 27. DEBUT OF HEALTH CARD…………………………………………………………………........…18 28. ENROLMENT PLACE…………………………………………………………………………..........18 29. PROCEDURE OF ISSUING HEALTH CARD………………………………………………........….18 30. CHECKING INSURED STATUS OF THE CARD HOLDERS……………………………........……18 31.Some of those insurances include- Aviva Life Insurance Apollo Munich Health Insurance Company Limited Bajaj Allianz General Insurance Co Ltd Family Health Plan Ltd HSBC Health Insurance Reliance Health Tata AIG etc.(Medindia, 2011) Public (government) health insurance: Public health insurance provides services and medical care for certain low- income individuals and families who meet specific requirements.Furthermore, with the mandatory health insurance, the health future of every person will be secured, because his or her medical and hospitalization bills will be covered.People should know that, the same way they purchase car or home insurance, is the way they are supposed to purchase health care insurance as it protects them and their family the same way other insurance purchased does.It’s challenging to meet such costs on our own without burning a hole in our cost savings.Also, with medical costs on the rise, some even compromise on quality healthcare, because of affordability.Health insurance provides people with an affordable way to get medical care when they need it. Health insurance is a type of insurance plan that covers the cost of an insured individual's medical and surgical costs.Based on the type of health insurance protection, either the insured pays costs out-of-pocket and is then repaid, or the insurance company makes payments directly to the service provider.

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